Imagine experiencing a catastrophic lossāeverything destroyedāand having to reconstruct a convincing insurance claim without any records. The risk in this scenario is precisely what professional appraisals are designed to prevent.
The Hidden Risk in Your Insurance Coverage
Youāve worked hard to furnish your home or business the way you want. Isnāt it just as important to protect your investment in case of a loss? Many property owners are surprised to discover that the aggregate value of their personal property is much higher than expected, exposing vulnerabilities in their insurance coverage.
As a completely unbiased third party with no financial interest in your property, AVI provides independent analyses of your current insurance contents coverage, highlights areas of exposure, and offers recommendations to discuss with your broker.
How Professional Appraisals Simplify the Claims Process
When disaster strikes, having insurance-approved, certified appraisals becomes invaluable. Hereās why:
1. Documented Proof of Ownership
Our All-Inclusive Inventory and Appraisal package provides you with a comprehensive record of each of your propertiesā contents along with individual and aggregate values. Every item is cataloged, photographed, and documented according to Object ID, a system developed by the Getty Museum for positively identifying art and other one-of-a-kind objects.
2. Accurate Valuation Before Loss
AVI determines the value of every item inside your property and develops individual certified appraisals on any item worth at least $2500. This pre-loss documentation ensures you know exactly what your possessions are worth before you need to make a claim and have appropriate insurance coverage in place.
3. Preventing Insurance Disputes
With certified appraisals in hand, you eliminate the potential for disputes with your insurance carrier about the value and ownership of your possessions. Our appraisals are developed according to Uniform Standards of Professional Appraisal Practice (USPAP), ensuring your valuations meet the highest standards in the appraisal industry and are insurance-approved.
4. Expert Assistance During Claims
If the unthinkable happens, AVI can help you compile your claim and even update appraisals on assets you still owned at the time of the loss. This expert assistance streamlines the claims process and helps ensure you receive appropriate compensation.
The All-Inclusive Advantage
Our All-Inclusive service also includes AVIās revolutionary 3D HomeScan, a proprietary interactive video of your property performed with specialized cameras by professional operators. This visual documentation provides an additional layer of protection, capturing your possessions exactly as they existed before any loss occurred.
Your complete package includes:
- A detailed list of every item we recommend be added to a new or existing valuable articles policy
- A room-by-room detailed inventory of all items accompanied by high-quality images
- Individual appraisals for items valued over $2500
- A summary appraisal report
- An inventory spreadsheet
- Your 3D HomeScan video
Protect Your Investment Today
Donāt wait until after a loss to discover gaps in your insurance coverage. Follow your insurance companyās recommendation and own a complete inventory and appraisals of your personal property assets.
Learn more about our All-Inclusive Inventory and Appraisal Package
Ready to Protect Your Investment?
Donāt leave your valuable assets at risk. Our team of professional appraisers is ready to help you document and value your possessions properly.
Contact us today to schedule your consultation and take the first step toward peace of mind.