Personal Property Appraisals
Why You Need a Personal Property Appraisal
Most property owners don’t know the actual value of what they own. High-value items such as art, antiques, rugs, silver, jewelry, and collectibles often go undocumented, undervalued, or misreported in homes, offices, churches, and institutions. It results in insufficient insurance coverage, avoidable estate disputes, and exposure to tax risk.
Personal property appraisals from Asset Verification, Inc. (AVI) eliminate uncertainty. Founded in 1998 after witnessing firsthand the impact of catastrophic loss, AVI provides impartial, certified valuations for:
- Insurance coverage validation and claims
- Equitable division of property (divorce, death, litigation)
- Estate planning and wealth transfer
- Charitable donation documentation (IRS-compliant)
- Tax reporting and audit defense
Certified Appraisals That Stand Up to Scrutiny
A certified specialist completes every AVI appraisal and adheres to the Uniform Standards of Professional Appraisal Practice (USPAP)—the benchmark for ethical and procedural accuracy in the valuation industry. Our reports are accepted by:
- Insurance carriers (domestic and international)
- Legal professionals and family offices
- Tax authorities, including the IRS
We do not use generic templates or automated assessments. Each appraisal reflects object-specific research, market conditions, and descriptive accuracy.
Three Appraisal Types, Based on Purpose
1. Replacement Value
Used for establishing proper insurance coverage and verifying claims after loss.
2. Fair Market Value
Supports estate settlements, asset division, and personal transactions.
3. IRS-Compliant Value
Required for charitable donations and tax reporting. All appraisals include documentation necessary for audit defense.
Methodology — What We Appraise, How We Do It
We appraise a full spectrum of high-value personal property:
- Fine art, sculpture, prints
- Antiques and contemporary furniture
- Rugs, tapestries, and textiles
- Jewelry, timepieces, silverware
- Collectibles and rare objects
Our process is designed to ensure full documentation and defensible valuation.
Inventory-Driven Valuation
Every appraisal begins with a baseline inventory. Depending on the service level:
- On-site Cataloging: Our appraisers document and describe each item using ObjectID, a global museum standard developed by the Getty Museum.
- AVI 3D HomeScan (optional): A full visual walkthrough of your property using Matterport 3D scanning technology. Provides an interactive digital archive.
Once documented, the items are appraised using a combination of historical market data, condition assessment, and comparative analysis. All data and imagery are securely stored in encrypted digital vaults. Each report is tied to a unique client ID and retained for a minimum of five years.
Deliverables That Support Real Decisions
Your appraisal is more than a number. Each AVI report includes the following:
- Detailed item descriptions
- High-resolution imagery
- Per-item and aggregate values
- Purpose-specific summaries (insurance, estate, IRS)
- Search-enabled digital access
- Optional 3D HomeScan walkthrough
For those requiring comprehensive coverage, our All-Inclusive Appraisal Package also includes insurance coverage analysis—comparing appraised values to your existing policy limits and identifying potential gaps.
Optional Update and Maintenance Services
Asset values change. AVI offers:
- Annual Update Services: For accurate reflection of appreciation, depreciation, or acquisitions.
- Custom Reporting: For legal proceedings, insurance renewals, or asset sales.
Our appraisal services are designed not just to meet today’s needs but to support ongoing asset management and protection.
Asset Verification, Inc. (AVI) is an independent firm. We have no financial interest in the items we appraise, no affiliations with insurance carriers or auction houses, and no agenda beyond accuracy and client security.
We Build Strong Appraisals That Hold Up in Court
Let Asset Verification, Inc help you put real value where it counts. Our appraisal services in USA, give your case the power of facts, backed by proven market data and clear methods—always ready for court.